An exploratory review of the fintech influence field

Nijolė Maknickienė, Joana Lapkovskaja

Article ID: 3410
Vol 8, Issue 4, 2024

VIEWS - 397 (Abstract) 142 (PDF)


Fintech as a three-dimensional phenomenon reflects the rapidly changing technological, financial and business environment. The bibliometric analysis of scientific articles allowed us to identify the main themes and create a map of the field of fintech influences. Systematization of scientific articles revealed the influence of economic development and socio-demographic inequality on fintech development. Government regulatory policies can accelerate the digitisation of financial services and financial inclusion and help the fintech sector face geopolitical challenges. Fintech’s impact was divided into three areas: financial stability and sustainable development, the business ecosystem and human behaviour. The research we summarised allowed us to identify the mechanisms through which fintech influences various fields. A complex approach to the influence of fintech enables us to understand the phenomenon and make better decisions.


fintech regulation; financial stability; sustainable growth; business ecosystem; human behaviour; impact channels

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