References
Aboalsamh, H. M., Khrais, L. T., Albahussain, S. A. (2023). Pioneering Perception of Green Fintech in Promoting Sustainable Digital Services Application within Smart Cities. Sustainability, 15(14), 11440. https://doi.org/10.3390/su151411440
Abu Orabi, M. M. (2024). Role of Financial Literacy in Increasing Fin-Tech Adoption: A Study on Millennial Consumer Behavior in Jordan. Journal of System and Management Sciences. https://doi.org/10.33168/jsms.2024.0810
Anagnostopoulos, I. (2018). Fintech and regtech: Impact on regulators and banks. Journal of Economics and Business, 100, 7–25. https://doi.org/10.1016/j.jeconbus.2018.07.003
Arner, D. W., Buckley, R. P., Zetzsche, D. A., et al. (2020). Sustainability, FinTech and Financial Inclusion. European Business Organization Law Review, 21(1), 7–35. https://doi.org/10.1007/s40804-020-00183-y
Bahadur, A., Swami, S., Agarwal, P. (2022). Emerging Research on Consumer Readlines for Digital Payment: Learning from Literature Review Narratives. International Journal of Research in Business Studies.
Bajpai, S., Mazhar, S. S. (2022). Innovative Trends in Business, Trade and Commerce Challenges and Opportunities. Innovative Trends in Business Trends & Commerce, 77-87.
Błach, J., Klimontowicz, M. (2021). The Determinants of PayTech’s Success in the Mobile Payment Market—The Case of BLIK. Journal of Risk and Financial Management, 14(9), 422. https://doi.org/10.3390/jrfm14090422
Brahmbhatt, M. (2018). A Study on Customers ' Perception towards E-Wallets in Ahmedabad City. IUJ Journal of Management, 6(1).
Brandl, B., Hornuf, L. (2020). Where Did FinTechs Come From, and Where Do They Go? The Transformation of the Financial Industry in Germany After Digitalization. Frontiers in Artificial Intelligence, 3. https://doi.org/10.3389/frai.2020.00008
Burragoni, V. (2017). Financial Innovations: A Deeper Literature Review with Focus on India. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.2894973
Buteau, S., Rao, P., Valenti, F. (2021). Emerging insights from digital solutions in financial inclusion. CSI Transactions on ICT, 9(2), 105–114. https://doi.org/10.1007/s40012-021-00330-x
Cai, C. W. (2018). Disruption of financial intermediation by FinTech: a review on crowdfunding and blockchain. Accounting and Finance, 58(4), 965–992. Portico. https://doi.org/10.1111/acfi.12405
Campbell-Verduyn, M., Rodima-Taylor, D., Hütten, M. (2020). Technology, small states and the legitimacy of digital development: combatting de-risking through blockchain-based re-risking? Journal of International Relations and Development, 24(2), 455–482. https://doi.org/10.1057/s41268-020-00198-5
Chawla, D., Joshi, H. (2017). High Versus Low Consumer Attitude and Intention Towards Adoption of Mobile Banking in India: An Empirical Study. Vision: The Journal of Business Perspective, 21(4), 410–424. https://doi.org/10.1177/0972262917733188
Chawla, D., Joshi, H. (2019). Consumer attitude and intention to adopt mobile wallet in India – An empirical study. International Journal of Bank Marketing, 37(7), 1590–1618. https://doi.org/10.1108/ijbm-09-2018-0256
Chu, A. B. (2018). Mobile Technology and Financial Inclusion. Handbook of Blockchain, Digital Finance, and Inclusion, Volume 1, 131–144. https://doi.org/10.1016/b978-0-12-810441-5.00006-3
Coetzee, J. (2018). Strategic implications of Fintech on South African retail banks. South African Journal of Economic and Management Sciences, 21(1). https://doi.org/10.4102/sajems.v21i1.2455
Dissanayake, H., Popescu, C., Iddagoda, A. (2023). A Bibliometric Analysis of Financial Technology: Unveiling the Research Landscape. FinTech, 2(3), 527–542. https://doi.org/10.3390/fintech2030030
Dr Mandli Vijaykumar Yadav, B.R. Spandana. (2023). Fintech in India: Exploring Opportunities and Challenges in Andhra Pradesh. May-June 2023, 7(3), 150–157. Internet Archive. https://doi.org/10.46647/ijetms.2023.v07i03.020
Eickhoff, M., Muntermann, J., Weinrich, T. (2018). What do FinTechs actually do? A Taxonomy of FinTech Business Models. In: International Conference on Information Systems.
Ernst, Y. (2017). EY FinTech Adoption Index 2017–The rapid emergence of FinTech. In: EY FinTech Adoption Index 2017.
Fu, J., Mishra, M. (2022). Fintech in the time of COVID−19: Technological adoption during crises. Journal of Financial Intermediation, 50, 100945. https://doi.org/10.1016/j.jfi.2021.100945
Gomber, P., Kauffman, R. J., Parker, C., et al. (2018). On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services. Journal of Management Information Systems, 35(1), 220–265. https://doi.org/10.1080/07421222.2018.1440766
Gowda, N., Chakravorty, C. (2021). Comparative study on cryptocurrency transaction and banking transaction. Global Transitions Proceedings, 2(2), 530–534. https://doi.org/10.1016/j.gltp.2021.08.064
Hazar, A., Babuşcu, S. (2023). Financial Technologies: Digital Payment Systems and Digital Banking. Today’ s Dynamics, 2(4), 162-179.
Iman, N. (2018). Assessing the dynamics of fintech in Indonesia. Investment Management and Financial Innovations, 15(4), 296-303. https://doi.org/10.21511/imfi.15(4).2018.24
Kamra, V., Thukral, S. (2021). Digital Wallets and User Attitude: The Rise of FinTech. International Journal of Business Analytics and Intelligence, 9, 33-40.
Koziel, A. M., Shen, C. (2023). Psychographic and demographic segmentation and customer profiling in mobile fintech services. Kybernetes. https://doi.org/10.1108/k-07-2023-1251
Krishnakumari, R., Pavithra, G. (2018). Digital Payment System: Awareness and Usage in Coimbatore City. International Journal of Management and Social Science Research Review, 1(45), 160-164.
Kwilinski, A., Dzwigol, H., Dementyev, V. (2020). Model of entrepreneurship financial activity of the transnational company based on intellectual technology. International Journal of Entrepreneurship, 24(1), 1-5.
Larios-Hernández, G. J. (2017). Blockchain entrepreneurship opportunity in the practices of the unbanked. Business Horizons, 60(6), 865–874. https://doi.org/10.1016/j.bushor.2017.07.012
Lestari, D., Rahmanto, B. T. (2021). Fintech and its challenge for banking sector. The Management Journal of Binaniaga, 6(1), 55. https://doi.org/10.33062/mjb.v6i1.428
Liu, H., Yao, P., Latif, S., et al. (2021). Impact of Green financing, FinTech, and financial inclusion on energy efficiency. Environmental Science and Pollution Research, 29(13), 18955–18966. https://doi.org/10.1007/s11356-021-16949-x
Lontchi, C. B., Yang, B., Shuaib, K. M. (2023). Effect of Financial Technology on SMEs Performance in Cameroon amid COVID-19 Recovery: The Mediating Effect of Financial Literacy. Sustainability, 15(3), 2171. https://doi.org/10.3390/su15032171
Micu, I., Micu, A. (2016). Financial Technology (FinTech) and its Implementation on the Romanian Non-Banking Capital Market. Fundatia Română pentru Inteligenta Afacerii.
Mishra, R., Albalushi, J. (2023). Digital Finance and Green Innovation Review Paper with special reference to Oman and Bibliometric Analysis for the Duration of 2017-2023. International Journal For Multidisciplinary Research, 5(6). https://doi.org/10.36948/ijfmr.2023.v05i06.8271
Najdawi, A., Chabani, Z., Said, R., et al. (2019). Analyzing the Adoption of E-Payment Technologies in UAE Based on Demographic Variables. In: 2019 International Conference on Digitization (ICD). https://doi.org/10.1109/icd47981.2019.9105908
Najib, M., Fahma, F. (2020). Investigating the Adoption of Digital Payment System through an Extended Technology Acceptance Model: an Insight from the Indonesian Small and Medium Enterprises. International Journal on Advanced Science, Engineering and Information Technology, 10(4), 1702–1708. https://doi.org/10.18517/ijaseit.10.4.11616
Nasir, A., Shaukat, K., Iqbal Khan, K., et al. (2021). Trends and Directions of Financial Technology (Fintech) in Society and Environment: A Bibliometric Study. Applied Sciences, 11(21), 10353. https://doi.org/10.3390/app112110353
Nayak Kini, A., Basri, S. (2023). Customer Empowerment and Engagement Behaviours Influencing Value for FinTech Customers: An Empirical Study from India. Organizations and Markets in Emerging Economies, 14(1(27)), 83–109. https://doi.org/10.15388/omee.2023.14.83
Omarini, A. E. (2018). Fintech and the Future of the Payment Landscape: The Mobile Wallet Ecosystem - A Challenge for Retail Banks? International Journal of Financial Research, 9(4), 97. https://doi.org/10.5430/ijfr.v9n4p97
Pantielieieva, N., Zaporozhets, S., Nagaichuk, N., et al. (2019). Transformation of financial intermediation in the context of spread of digital trends. The bulletin, 3(379), 144–152. https://doi.org/10.32014/2019.2518-1467.80
Puschmann, T. (2017). Fintech. Business and Information Systems Engineering, 59(1), 69–76. https://doi.org/10.1007/s12599-017-0464-6
Ranjith P.V., Swati K., Aparna J. V. (2021). A Literature Study of Consumer Perception Towards Digital Payment Mode in India. Psychology and Education Journal, 58(1), 3304–3319. https://doi.org/10.17762/pae.v58i1.1270
Ravikumar, T. (2019b). Digital financial inclusion: A payoff of financial technology and digital finance uprising in India. International Journal of Scientific and Technology Research, 8(11), 3434-3438.
Riskinanto, A., Kelana, B., Hilmawan, D. R. (2017). The Moderation Effect of Age on Adopting E-Payment Technology. Procedia Computer Science, 124, 536–543. https://doi.org/10.1016/j.procs.2017.12.187
Rohini Kumari, Deepak Kumar. (2024). From Kirana Stores to E-commerce: The Evolving Landscape of Consumer Perceptions on Digital Payments in India. International Research Journal on Advanced Engineering Hub (IRJAEH), 2(02), 154–168. https://doi.org/10.47392/irjaeh.2024.0028
Ryu, H.S., Ko, K. S. (2020). Sustainable Development of Fintech: Focused on Uncertainty and Perceived Quality Issues. Sustainability, 12(18), 7669. https://doi.org/10.3390/su12187669
Saksonova, S., Kuzmina-Merlino, I. (2017). Fintech as Financial Innovation-The Possibilities and Problems of Implementation. European research studies journal, XX(3A), 961–973. https://doi.org/10.35808/ersj/757
Saksonova, S., Kuzmina-Merlino, I. (2017). Fintech as Financial Innovation-The Possibilities and Problems of Implementation. European research studies journal, XX (3A), 961–973. https://doi.org/10.35808/ersj/757
Saputra, M., Santosa, P. I., Permanasari, A. E. (2023). Consumer Behaviour and Acceptance in Fintech Adoption: A Systematic Literature Review. Acta Informatica Pragensia, 12(2), 468–489. https://doi.org/10.18267/j.aip.222
Saxena, A. K., Mazhar, S. S., Khan, F. S. (2021). Redefining business models for sustainable redefining Business Models for Sustainable Development. Argon Publishers, New Delhi.
Schindler, J. (2017). FinTech and Financial Innovation: Drivers and Depth. Finance and Economics Discussion Series, 2017(081). https://doi.org/10.17016/feds.2017.081
Shahzad, A., Zahrullail, N., Akbar, A., et al. (2022). COVID-19’s Impact on Fintech Adoption: Behavioral Intention to Use the Financial Portal. Journal of Risk and Financial Management, 15(10), 428. https://doi.org/10.3390/jrfm15100428
Shakeel, U., Khan, F. S., Mazhar, S. S. (2022). Exploratory Study on Categorization and Cause of Conflicts of Interest Prevalent in the Banking Sector. International Management Review.
Shalala Asadova, S., Aksoy, E.E. (2021). Consumer perception in the use of financial technologies: Comparison of Turkey and Azerbaijan. Journal of Advanced Research in Social Sciences and Humanities, 6(1). https://doi.org/10.26500/jarssh-06-2021-0102
Shama, Mazhar, S.S., Rehman, A., Khan, F.S. (2023). How digital technology and innovation can be leveraged in small and medium enterprises: a bibliometric analysis. International Journal of Technological Learning, Innovation and Development, 15(2), 162–182. https://doi.org/10.1504/ijtlid.2023.135341
Slazus, B. J., Bick, G. (2022). Factors that Influence FinTech Adoption in South Africa: A Study of Consumer Behaviour towards Branchless Mobile Banking. Athens Journal of Business and Economics, 8(1), 429–450. https://doi.org/10.30958/ajbe.8-1-3
Srivastava, K. (2020). Unfolding FinTech: A paradigm shift in Indian banking. Paideuma Journal, XIII(IV), 129-136. http://paideumajournal.com/gallery/14-april2020.pdf
Stewart, H., Jürjens, J. (2018). Data security and consumer trust in FinTech innovation in Germany. Information and Computer Security, 26(1), 109–128. https://doi.org/10.1108/ics-06-2017-0039
Tang, K. L., Ooi, C. K., Chong, J. B. (2020). Perceived Risk Factors Affect Intention To Use FinTech. Journal of Accounting and Finance in Emerging Economies, 6(2), 453–463. https://doi.org/10.26710/jafee.v6i2.1101
Taskinsoy, J. (2019). Blockchain: A Misunderstood Digital Revolution. Things You Need to Know about Blockchain. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3466480
Teng, S., Khong, K. W. (2021). Examining actual consumer usage of E-wallet: A case study of big data analytics. Computers in Human Behavior, 121, 106778. https://doi.org/10.1016/j.chb.2021.106778
Thomason, J., Ahmad, M., Bronder, P., et al. (2018). Blockchain—Powering and Empowering the Poor in Developing Countries. Transforming Climate Finance and Green Investment with Blockchains, 137–152. https://doi.org/10.1016/b978-0-12-814447-3.00010-0
Tronnier, F., Harborth, D., Biker, P. (2023). Applying the extended attitude formation theory to central bank digital currencies. Electronic Markets, 33(1). https://doi.org/10.1007/s12525-023-00638-3
Tut, D. (2023). FinTech and the COVID-19 pandemic: Evidence from electronic payment systems. Emerging Markets Review, 54, 100999. https://doi.org/10.1016/j.ememar.2023.100999
Verma, A. N. (n.d.). Identifying the Significance Of Digital Financial Literacy In Indian Education: A Bibliometric Analysis. October, 2023, 3-83.
Litamahuputty, J. V., Siahaya, A., & Cornelis, V. (2024). The Role of Financial Literacy as A Moderating Variable in the Impact of Fintech Payments on Consumer Behavior. JHSS (Journal of Humanities and Social Studies), 8(1), 186-190, 08(01), 186-190.
Xia, H., Gao, Y., Zhang, J. Z. (2023). Understanding the adoption context of China’s digital currency electronic payment. Financial Innovation, 9(1). https://doi.org/10.1186/s40854-023-00467-5
Zavolokina, L., Dolata, M., Schwabe, G. (2016). FinTech—What's in a name? In: 2016 International Conference on Information Systems.
Copyright (c) 2024 Aanchal Nigam, Farhina Sardar Khan, Syed Shahid Mazhar, Niyati Chaudhary, Ehsanul Haque, Maroof Ahmad Mir, Mohd Salahuddin Ansari