Stress testing is an important tool for banks to assess their resilience to adverse economic scenarios. It involves the use of quantitative models to simulate the impact of potential shocks on a bank's balance sheet and income statement. Stress testing helps banks identify potential vulnerabilities and weaknesses in their risk management practices and improve their overall resilience.

Risk integration is another critical aspect of bank risk management. It involves the integration of risk management practices across different areas of the bank, such as credit risk, market risk, operational risk, and liquidity risk. Risk integration ensures that risks are identified, measured, monitored, and controlled in a comprehensive and coordinated manner.

Stress testing and risk integration are closely related. Stress testing provides valuable insights into the potential impact of risks on a bank's balance sheet and income statement, while risk integration ensures that risks are managed effectively across the organization.